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Tag Archives: mortgage broker
Closing Costs – Required or Junk fees?
ShareTweet Tim Halladay of Victory Funding differentiates between Statutory Costs and Junk Fees on his weekly radio show Mortgage Solutions. Some costs are statutory and some others are necessary; you will pay these no matter where you go or who … Continue reading
Posted in Financing, Free Tips
Tagged albany, low closing costs, Malta, mortgage broker, no junk fees, Saratoga Springs, schenectady
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Seller Concessions – What are They and How Can I Use Them?
ShareTweet Tim Halladay of Victory Funding teaches what you need to know about Seller Concessions, including what programs allow them and what the limits are! This dynamic discussion is a must for home buyers! Listen to this from Mortgage Solutions … Continue reading
Posted in Financing, Free Tips
Tagged Conventional, FHA, Living Well Realty, Malta, mortgage broker, Mortgage Solutions, Saratoga Springs, seller concession, usda, Victory Funding
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Documents to Take to Your Mortgage Appointment
ShareTweet Your lender will need some basic documents to begin the process. Do your best to provide these and your process will be smooth. All the documents fall into three basic categories; income, assets and credit. Income documents 1. Most recent … Continue reading
FHA Pulls the “no house flipping” Waiver!
ShareTweet On December 31, 2014 FHA will stop allowing property that has not been owned for at least 90 days to be re-sold. This waiver had allowed investors to absorb foreclosed properties, rennovate them and re-sell them to a new … Continue reading
USDA Eligibility Maps to Remain In Place…For Now!
ShareTweet The maps were supposed to change at the beginning of the year, but have now been left in place until October 15th 2014. USDA mortgages allow income qualified borrowers purchase homes that are considered “rural” with 100% Financing. They … Continue reading
Fannie Mae Increases Minimum Down Payment in November 2013!
ShareTweet You read that correctly! Beginning November borrowers will not have access to 3% down mortgages through Fannie Mae. The minimum down payment will increase to 5%, forcing borrowers to turn to FHA with a higher cost due to Mortgage … Continue reading
Posted in Real Estate
Tagged financing, Malta, mortgage, mortgage broker, real estate, Saratoga
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Victory Funding is Hiring!
ShareTweet Title: Mortgage Processor Victory Funding is a high integrity, professional Mortgage Broker in Malta, NY that specializes in delivering the highest level of service to every client. We have fun at work, and we value and respect each team … Continue reading
Posted in Real Estate
Tagged banking, Job, Jobs, Loan processor, mortgage broker, mortgage processor
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Big Changes to 100% USDA Financing!
ShareTweet As of October 1st 2013 the USDA eligible housing map will change! If your loan is not approved at USDA before that date there is a good chance it will not fund! If you are a Real Estate Professional … Continue reading
3 Great Lead Generation Tips
ShareTweet Prospecting is one of the hardest parts of the Real Estate business. It separates the successful from the mediocre in every sales job. Make no mistake about it, if you are in Real Estate, you are in the lead … Continue reading
Posted in Free Tips, Local, Real Estate
Tagged Averil Park, Guilderland, Malta, mortgage broker, NY, real estate, real estate agent, Saratoga County
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Broker or Banker?
ShareTweet Brokers offer more choices for the consumer as well as a much higher level of expertise. Our entire economic system is built on competition and consumer choice so let’s look at what each has to offer and I believe … Continue reading
Posted in Financing, Free Tips
Tagged best interest rates, broker, mortgage broker, real estate agent, wholesale interest rates
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