Search All Of Your Favorite Posts Here!
-
Most Recent Posts
Tag Archives: Living Well Realty
Seller Concessions – What are They and How Can I Use Them?
ShareTweet Tim Halladay of Victory Funding teaches what you need to know about Seller Concessions, including what programs allow them and what the limits are! This dynamic discussion is a must for home buyers! Listen to this from Mortgage Solutions … Continue reading
Posted in Financing, Free Tips
Tagged Conventional, FHA, Living Well Realty, Malta, mortgage broker, Mortgage Solutions, Saratoga Springs, seller concession, usda, Victory Funding
Leave a comment
Documents to Take to Your Mortgage Appointment
ShareTweet Your lender will need some basic documents to begin the process. Do your best to provide these and your process will be smooth. All the documents fall into three basic categories; income, assets and credit. Income documents 1. Most recent … Continue reading
FHA Pulls the “no house flipping” Waiver!
ShareTweet On December 31, 2014 FHA will stop allowing property that has not been owned for at least 90 days to be re-sold. This waiver had allowed investors to absorb foreclosed properties, rennovate them and re-sell them to a new … Continue reading
Found Money – Buy More House!
ShareTweet Everybody knows you can write off your mortgage interest and property taxes, but few people understand what that means when it comes to your monthly income. If you purchase a home with a $200,000 mortgage at 4.75% interest you … Continue reading
What Should I Know About Buying a Property that has a Legal Non-Conforming Use?
ShareTweet First, you should know what that means. A legal non-conforming use applies to a property that is currently allowed in its current legal configuration but does not conform to the zoning that is in place. One example would be … Continue reading
Posted in Financing, Free Tips, Investing, Real Estate
Tagged albany, investing, Living Well Realty, Malta, mortgage brokerage, Saratoga Springs, schenectady, troy, Victory Funding
Leave a comment
Flip Your First House!
ShareTweet Everyone, it seems, has wanted to flip a house at some point in their lives. Most talk about it, some do a little research, a few take courses on how to do it, but only one or two in … Continue reading
Posted in Free Tips, Investing, Real Estate
Tagged advice, albany, flip, foreclosure, great tips and advice, How to Flip Houses, investor, Living Well Realty, Malta, real estate investors, Saratoga, Saratoga Springs, schenectady, tim halladay, top Mortgage broker, top realtor, Victory Funding
Leave a comment
USDA Eligibility Maps to Remain In Place…For Now!
ShareTweet The maps were supposed to change at the beginning of the year, but have now been left in place until October 15th 2014. USDA mortgages allow income qualified borrowers purchase homes that are considered “rural” with 100% Financing. They … Continue reading
Big Changes to 100% USDA Financing!
ShareTweet As of October 1st 2013 the USDA eligible housing map will change! If your loan is not approved at USDA before that date there is a good chance it will not fund! If you are a Real Estate Professional … Continue reading
USDA Changes Make It Tougher For Buyers
ShareTweet Beginning May 1st 2013 USDA Guidelines will tighten up the once user friendly program, likely to head off losses the agency sees in the future. USDA, yes the same people that inspect your meat, guarantees loans for lower income, rural housing. Rural … Continue reading