Category Archives: Real Estate

Housing and Real Estate Information to Change Your World

Happy New Year – Be Grateful!

Posted on January 1, 2019 by Tim

ShareTweet Stop what you are doing and be thankful for who you are, where you are and the people around you. I’m not naive enough to think that everyone has a rosy life, but my guess is that you know … Continue reading →

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Your Realtor’s Buying Process Makes a Difference!

Posted on March 4, 2015 by Tim

ShareTweet The Realtor that helps you buy your home can make the process fun or they can make the process painful.  Here’s what a successful process looks like! Tim Halladay of Living Well Realty hosts the Mortgage Solutions radio show … Continue reading →

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Narrow Your Home Buying Decision – What’s the Process?

Posted on March 3, 2015 by Tim

ShareTweet Tim Halladay, the Host of Mortgage Solutions radio show, shares his insights about the most effective ways to narrow your home buying choices in today’s market. Don’t Overthink it! The largest asset purchase of your life will likely be … Continue reading →

Posted in Free Tips, Real Estate | Tagged Albany homes, home search, Malta homes, Saratoga homes, Schenectady homes, Troy homes | Leave a comment

Mortgage Mistakes that can Stop You Cold – What Underwriters Hate

Posted on December 29, 2014 by Tim

ShareTweet Tim Halladay talks about major mistakes borrowers make that can stop them in their tracks! Part 1 – 28 minutes Part 2 28 Minutes Every lender needs to know you are qualified.  Underwriting guidelines are designed to verify your Credit, Income, … Continue reading →

Posted in Financing, New Borrower, Real Estate | Tagged Let Victory Funding of Malta, NY in Saratoga County help you find the best loan program for you and with the lowest interest rate. | Leave a comment

FHA Pulls the “no house flipping” Waiver!

Posted on December 15, 2014 by Tim

ShareTweet On December 31, 2014 FHA will stop allowing property that has not been owned for at least 90 days to be re-sold.  This waiver had allowed investors to absorb foreclosed properties, rennovate them and re-sell them to a new … Continue reading →

Posted in Financing, Investing, News, Real Estate | Tagged albany, Living Well Realty, Malta, mortgage broker, NY Saratoga county, Real Estate Investing, Real Estate Investor, Saratoga Springs, schenectady, troy, Victory Funding | Leave a comment

Found Money – Buy More House!

Posted on March 28, 2014 by Tim

ShareTweet Everybody knows you can write off your mortgage interest and property taxes, but few people understand what that means when it comes to your monthly income. If you purchase a home with a $200,000 mortgage at 4.75% interest you … Continue reading →

Posted in Financing, Free Tips, New Borrower, Real Estate | Tagged albany, education, financing, Global Foundries, Living Well Realty, Malta, Real Estate Investing, Real Estate Investor, Saratoga, Victory Funding | Leave a comment

What Should I Know About Buying a Property that has a Legal Non-Conforming Use?

Posted on March 2, 2014 by Tim

ShareTweet First, you should know what that means.  A legal non-conforming use applies to a property that is currently allowed in its current legal configuration but does not conform to the zoning that is in place.  One example would be … Continue reading →

Posted in Financing, Free Tips, Investing, Real Estate | Tagged albany, investing, Living Well Realty, Malta, mortgage brokerage, Saratoga Springs, schenectady, troy, Victory Funding | Leave a comment

Flip Your First House!

Posted on February 14, 2014 by Tim

ShareTweet   Everyone, it seems, has wanted to flip a house at some point in their lives.  Most talk about it, some do a little research, a few take courses on how to do it, but only one or two in … Continue reading →

Posted in Free Tips, Investing, Real Estate | Tagged advice, albany, flip, foreclosure, great tips and advice, How to Flip Houses, investor, Living Well Realty, Malta, real estate investors, Saratoga, Saratoga Springs, schenectady, tim halladay, top Mortgage broker, top realtor, Victory Funding | Leave a comment

Cash out Refinances for Investors!

Posted on February 10, 2014 by Tim

ShareTweet If you, like many investors, are sitting on a ton of equity, but haven’t been able to make use of it, here is your chance!  I work with bunch of investors that own properties that are free and clear … Continue reading →

Posted in Financing, Investing, Real Estate | Tagged albany, investor, investor financing, low interest rates, Malta, mortgage, real estate, Saratoga, Saratoga Springs, schenectady, troy, Victory Funding | Leave a comment

Rates are Best in 3 Months! What are YOU Waiting For?

Posted on February 4, 2014 by Tim

ShareTweet Snow melt? Even Lower Rates? More Homes for Sale? Saving for a larger Down Payment? Whatever you are waiting for it could cost you a fortune! Even though we are experiencing a small down tick in rates, the trend … Continue reading →

Posted in Financing, News, Real Estate | Tagged best interest rate, Conventional, Expert Advice, FHA, financing, mortgage, real estate, usda, VA, Victory Funding | Leave a comment