Tag Archives: real estate

Twas the Month Before Christmas

Posted on December 19, 2014 by Tim

ShareTweet TWAS THE MONTH BEFORE CHRISTMAS Twas the month before Christmas When all through the town Not a buyer was stirring, none were to be found The houses were sitting, all painted and packed Expecting some clients would write a … Continue reading →

Posted in Life | Tagged humor, real estate, twas the night before Christmas parody | Leave a comment

Cash out Refinances for Investors!

Posted on February 10, 2014 by Tim

ShareTweet If you, like many investors, are sitting on a ton of equity, but haven’t been able to make use of it, here is your chance!  I work with bunch of investors that own properties that are free and clear … Continue reading →

Posted in Financing, Investing, Real Estate | Tagged albany, investor, investor financing, low interest rates, Malta, mortgage, real estate, Saratoga, Saratoga Springs, schenectady, troy, Victory Funding | Leave a comment

Rates are Best in 3 Months! What are YOU Waiting For?

Posted on February 4, 2014 by Tim

ShareTweet Snow melt? Even Lower Rates? More Homes for Sale? Saving for a larger Down Payment? Whatever you are waiting for it could cost you a fortune! Even though we are experiencing a small down tick in rates, the trend … Continue reading →

Posted in Financing, News, Real Estate | Tagged best interest rate, Conventional, Expert Advice, FHA, financing, mortgage, real estate, usda, VA, Victory Funding | Leave a comment

Holy C.O.W.! [Cost of Waiting] In Today’s Market!

Posted on November 22, 2013 by Tim

ShareTweet $30,000 is NOT chump change!  However, that is what you could be giving up if you wait ONE YEAR to buy a piece of property.  That’s right $30,000!  Here’s the math… If interest rates go up 1% and property … Continue reading →

Posted in Financing, Free Tips, New Borrower | Tagged buyer, education, financing, real estate, tips | Leave a comment

Fannie Mae Increases Minimum Down Payment in November 2013!

Posted on October 21, 2013 by Tim

ShareTweet You read that correctly! Beginning November borrowers will not have access to 3% down mortgages through Fannie Mae. The minimum down payment will increase to 5%, forcing borrowers to turn to FHA with a higher cost due to Mortgage … Continue reading →

Posted in Real Estate | Tagged financing, Malta, mortgage, mortgage broker, real estate, Saratoga | Leave a comment

3 Great Lead Generation Tips

Posted on January 29, 2013 by Tim

ShareTweet Prospecting is one of the hardest parts of the Real Estate business.  It separates the successful from the mediocre in every sales job.  Make no mistake about it, if you are in Real Estate, you are in the lead … Continue reading →

Posted in Free Tips, Local, Real Estate | Tagged Averil Park, Guilderland, Malta, mortgage broker, NY, real estate, real estate agent, Saratoga County | Leave a comment

Investor Attitudes – Make or Break

Posted on January 29, 2013 by Tim

ShareTweet Your attitude will make or break you in the investing world.  Are you buying your first rental?  So, are you after cash flow or long term equity?  Either way, if your attitude is wrong going in, you will be … Continue reading →

Posted in Free Tips, Investing, Real Estate | Tagged advice, albany, investing, real estate, Real Estate Investing, schenectady, troy | Leave a comment

What Documentation Will I Need?

Posted on May 12, 2012 by Tim

ShareTweet It’s never “good enough” for me to know WHAT I need to provide to someone, I need to know WHY I’m providing it.  Everyone’s situation is different, so the documentation may look different for every borrower.  Let’s break it … Continue reading →

Posted in Financing, Free Tips, New Borrower | Tagged advice, best interest rate, documentation, FHA, Low rates, Mortgages, real estate, What to bring | Leave a comment

Seller Concessions? What Are They & How Do I Calculate Them?

Posted on March 26, 2012 by Tim

ShareTweet Seller concessions help people buy homes!  The name implies that the Seller actually pays the buyer or makes a concession in the purchase price to benefit the buyer.  In essence that is true, but in reality the Seller isn’t … Continue reading →

Posted in Financing, Free Tips, Real Estate | Tagged how to calculate seller concessions, mortgage broker expertise, real estate, real estate math, seller concession | Leave a comment

Over The River and Through the Woods…

Posted on December 18, 2011 by Tim

ShareTweet Three ways to buy Grandma’s House with no money down, even though it’s in a remote location. 1.  Gift of Equity.  If it really is Grandma’s house you can use a gift of equity.  The buyer and Seller MUST … Continue reading →

Posted in Financing, Free Tips, Real Estate | Tagged advice, land contract, mortgage broker, No money down, real estate, seller financing, tip, usda | Leave a comment