Monthly Archives: December 2014

Mortgage Mistakes that can Stop You Cold – What Underwriters Hate

Posted on December 29, 2014 by Tim

ShareTweet Tim Halladay talks about major mistakes borrowers make that can stop them in their tracks! Part 1 – 28 minutes Part 2 28 Minutes Every lender needs to know you are qualified.  Underwriting guidelines are designed to verify your Credit, Income, … Continue reading →

Posted in Financing, New Borrower, Real Estate | Tagged Let Victory Funding of Malta, NY in Saratoga County help you find the best loan program for you and with the lowest interest rate. | Leave a comment

Documents to Take to Your Mortgage Appointment

Posted on December 29, 2014 by Tim

ShareTweet Your lender will need some basic documents to begin the process.  Do your best to provide these and your process will be smooth.  All the documents fall into three basic categories; income, assets and credit. Income documents 1.  Most recent … Continue reading →

Posted in Financing, Free Tips, New Borrower | Tagged Buy Real Estate, Creative financing, education, Living Well Realty, Malta, mortgage broker, Saratoga Springs, tips, Victory Funding | Leave a comment

My Son is Away

Posted on December 20, 2014 by Tim

ShareTweet I am blessed with two of the most amazing sons a father could ask for.  One is local and I see him almost daily.  He and his family are such blessings to my wife and I.  They have made … Continue reading →

Posted in Life | Leave a comment

Twas the Month Before Christmas

Posted on December 19, 2014 by Tim

ShareTweet TWAS THE MONTH BEFORE CHRISTMAS Twas the month before Christmas When all through the town Not a buyer was stirring, none were to be found The houses were sitting, all painted and packed Expecting some clients would write a … Continue reading →

Posted in Life | Tagged humor, real estate, twas the night before Christmas parody | Leave a comment

FHA Pulls the “no house flipping” Waiver!

Posted on December 15, 2014 by Tim

ShareTweet On December 31, 2014 FHA will stop allowing property that has not been owned for at least 90 days to be re-sold.  This waiver had allowed investors to absorb foreclosed properties, rennovate them and re-sell them to a new … Continue reading →

Posted in Financing, Investing, News, Real Estate | Tagged albany, Living Well Realty, Malta, mortgage broker, NY Saratoga county, Real Estate Investing, Real Estate Investor, Saratoga Springs, schenectady, troy, Victory Funding | Leave a comment