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Author Archives: Tim
My Son is Away
ShareTweet I am blessed with two of the most amazing sons a father could ask for. One is local and I see him almost daily. He and his family are such blessings to my wife and I. They have made … Continue reading
Posted in Life
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Twas the Month Before Christmas
ShareTweet TWAS THE MONTH BEFORE CHRISTMAS Twas the month before Christmas When all through the town Not a buyer was stirring, none were to be found The houses were sitting, all painted and packed Expecting some clients would write a … Continue reading
FHA Pulls the “no house flipping” Waiver!
ShareTweet On December 31, 2014 FHA will stop allowing property that has not been owned for at least 90 days to be re-sold. This waiver had allowed investors to absorb foreclosed properties, rennovate them and re-sell them to a new … Continue reading
Found Money – Buy More House!
ShareTweet Everybody knows you can write off your mortgage interest and property taxes, but few people understand what that means when it comes to your monthly income. If you purchase a home with a $200,000 mortgage at 4.75% interest you … Continue reading
What Should I Know About Buying a Property that has a Legal Non-Conforming Use?
ShareTweet First, you should know what that means. A legal non-conforming use applies to a property that is currently allowed in its current legal configuration but does not conform to the zoning that is in place. One example would be … Continue reading
Posted in Financing, Free Tips, Investing, Real Estate
Tagged albany, investing, Living Well Realty, Malta, mortgage brokerage, Saratoga Springs, schenectady, troy, Victory Funding
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Flip Your First House!
ShareTweet Everyone, it seems, has wanted to flip a house at some point in their lives. Most talk about it, some do a little research, a few take courses on how to do it, but only one or two in … Continue reading
Posted in Free Tips, Investing, Real Estate
Tagged advice, albany, flip, foreclosure, great tips and advice, How to Flip Houses, investor, Living Well Realty, Malta, real estate investors, Saratoga, Saratoga Springs, schenectady, tim halladay, top Mortgage broker, top realtor, Victory Funding
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Cash out Refinances for Investors!
ShareTweet If you, like many investors, are sitting on a ton of equity, but haven’t been able to make use of it, here is your chance! I work with bunch of investors that own properties that are free and clear … Continue reading
Posted in Financing, Investing, Real Estate
Tagged albany, investor, investor financing, low interest rates, Malta, mortgage, real estate, Saratoga, Saratoga Springs, schenectady, troy, Victory Funding
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Rates are Best in 3 Months! What are YOU Waiting For?
ShareTweet Snow melt? Even Lower Rates? More Homes for Sale? Saving for a larger Down Payment? Whatever you are waiting for it could cost you a fortune! Even though we are experiencing a small down tick in rates, the trend … Continue reading
Posted in Financing, News, Real Estate
Tagged best interest rate, Conventional, Expert Advice, FHA, financing, mortgage, real estate, usda, VA, Victory Funding
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USDA Eligibility Maps to Remain In Place…For Now!
ShareTweet The maps were supposed to change at the beginning of the year, but have now been left in place until October 15th 2014. USDA mortgages allow income qualified borrowers purchase homes that are considered “rural” with 100% Financing. They … Continue reading
Holy C.O.W.! [Cost of Waiting] In Today’s Market!
ShareTweet $30,000 is NOT chump change! However, that is what you could be giving up if you wait ONE YEAR to buy a piece of property. That’s right $30,000! Here’s the math… If interest rates go up 1% and property … Continue reading
Posted in Financing, Free Tips, New Borrower
Tagged buyer, education, financing, real estate, tips
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