Category Archives: Financing

Tips, News and Education Relating to Real Estate Financing

Broker or Banker?

ShareTweet Brokers offer more choices for the consumer as well as a much higher level of expertise.  Our entire economic system is built on competition and consumer choice so let’s look at what each has to offer and I believe … Continue reading

Posted in Financing, Free Tips | Tagged best interest rates, broker, mortgage broker, real estate agent, wholesale interest rates | Leave a comment

It’s Just Math

ShareTweet How do I choose an interest Rate?  First, it important to know that every rate offered for a specific product has a cost attached to it.  That cost is usually expressed as a number above or below 100.  For … Continue reading

Posted in Financing, Free Tips, New Borrower, Real Estate | Tagged how to choose your interest rate., interest rate, lender credit, yield spread premium | Leave a comment

Over The River and Through the Woods…

ShareTweet Three ways to buy Grandma’s House with no money down, even though it’s in a remote location. 1.  Gift of Equity.  If it really is Grandma’s house you can use a gift of equity.  The buyer and Seller MUST … Continue reading

Posted in Financing, Free Tips, Real Estate | Tagged advice, land contract, mortgage broker, No money down, real estate, seller financing, tip, usda | Leave a comment

How Important is YOUR Credit?

ShareTweet Great credit allows you to participate in lending programs that are otherwise unavailable.  Construction loans, for example may require a 700 credit score.  Investment real estate loans require up to a 740 credit score by some lenders. Without at … Continue reading

Posted in Financing, Free Tips, New Borrower | Tagged best interest rate, buyer, buying, Credit report, real estate | Leave a comment

Advanced Buying Techniques for Real Estate Investors

ShareTweet Sometimes we must dig deeper to create buying opportunities that otherwise would not exist.   We can’t forget the basics; they will keep us out of trouble and provide most of our bread and butter.  When opportunities arise for a … Continue reading

Posted in Financing, Free Tips, Investing, Real Estate | Tagged buyer, buying techniques, mortgage, Real Estate Investing, Real Estate Investor, realtor, seller financed, seller financing | Leave a comment

5 Ways to Protect Yourself in a Seller Financed Deal

ShareTweet If I am selling Real Estate, whether investment property not, and using seller financing the risk can seem daunting.  Fear not!  As a Seller there are many ways to protect yourself in the transaction.  Here are Five ways to … Continue reading

Posted in Financing, Free Tips, Investing, Real Estate | Tagged buyer, flip, great deal, investor, land contract, mortgage, mortgage broker, note, protection, real estate, realtor, seller financing | Leave a comment

Selling 1-4 Family Investment Property in this Buyer’s Market

ShareTweet Conventional Financing requires 20% down for a single family non-owner occupied, 25% for a 2,3or 4 unit and 30% if you own 4 and are buying your fifth! Couple that with very stringent credit requirements, unbelievablely strict income qualifications … Continue reading

Posted in Financing, Investing, Real Estate | Tagged buyer, buyer's market, investor, mortgage broker, owner financing, private financing, real estate, realtor, seller, seller financing | Leave a comment

Is This the End of Low Mortgage Interest Rates?

ShareTweet The tough decisions Greece has had to make to rescue it self from decades of overspending have begun to produce some economic optimism.  Couple that with NAR’s (National Association of Realtors) better-than-expected housing numbers on pending sales and we … Continue reading

Posted in Financing, News, Real Estate | Tagged interest rate, mortgage, mortgage broker, Mortgages, realtor, tip | Leave a comment

Where To Find Seller Financed Deals

ShareTweet Once you know the why, you will know the where. You are looking for Motivated Sellers and they can be found everywhere. The why you are looking for is why sellers are willing to sell their properties without getting … Continue reading

Posted in Financing, Free Tips, Investing, Real Estate | Tagged Creative financing, Mortgages, Real Estate Investing, seller financing | Leave a comment

Real Estate 101 – Build Your Team!

ShareTweet No matter what series I begin on my Radio Show, Mortgage Solutions, I always cover team building first.  Qualified professionals can make you tens of thousands of dollars while the wrong team members can cost you even more. First … Continue reading

Posted in Financing, Investing, Real Estate | Tagged advice, Attorney, Buy Real Estate, education, Inspector, mortgage broker, real estate, real estate agent, Real Estate Investing, Real Estate Investor, realtor, Sell, seller, tip, tips | Leave a comment