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Category Archives: Real Estate
What Does My Broker Need Me to Bring?
ShareTweet Every lender must research and document three things to determine your eligibility and interest rate. Income, credit and collateral. Your identity must also be verified according to the Patriot Act. Every docuement required falls into those three categories so … Continue reading
Do I Really Need Title Insurance?
ShareTweet Borrowers ask me this question all the time. The resounding answer is maybe. First let’s talk about what it is and what it does. Title insurance insures the beneficiary that no liens exist except those specifically mentioned and detailed … Continue reading
Posted in Free Tips, New Borrower, Real Estate
Tagged foreclosure, insurance, investing, Morgage, real estate., title insurance
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Seller Concessions? What Are They & How Do I Calculate Them?
ShareTweet Seller concessions help people buy homes! The name implies that the Seller actually pays the buyer or makes a concession in the purchase price to benefit the buyer. In essence that is true, but in reality the Seller isn’t … Continue reading
Still Building in January!
ShareTweet Wow! It doesn’t happen often, but this year builders are still in the game. We are breaking ground tomorrow, January 25th on a new construction modular on a spot lot we bought a while ago. Most years we are … Continue reading
It’s Just Math
ShareTweet How do I choose an interest Rate? First, it important to know that every rate offered for a specific product has a cost attached to it. That cost is usually expressed as a number above or below 100. For … Continue reading
Why Buy in the Winter Market?
ShareTweet Because the whiners all stay home. Only those serious buyers are out there which means more inventory, fewer buyers and better prices. It is true that many sellers pull their homes from the market over the holidays (which is … Continue reading
Posted in Investing, Real Estate
Tagged buy real estate now, intrest rates are low, investors, Real Estate Investing
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Over The River and Through the Woods…
ShareTweet Three ways to buy Grandma’s House with no money down, even though it’s in a remote location. 1. Gift of Equity. If it really is Grandma’s house you can use a gift of equity. The buyer and Seller MUST … Continue reading
Posted in Financing, Free Tips, Real Estate
Tagged advice, land contract, mortgage broker, No money down, real estate, seller financing, tip, usda
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The Holiday Season – Get Out or Stay in the Real Estate Market?
ShareTweet Buyers Buy and Sellers Sell regardless of the time of year. If your neighbor’s home is for sale and you pull yours off the market, his home will sell and yours will not. When you remove your home from … Continue reading
Posted in Real Estate
Tagged buy, buyer's market, Christmas, Christmas season, get out, Holiday, home, house, real estate, real estate market today., realtor, Sell, sellers market, stay in
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What Is My House Worth?
ShareTweet Your home is worth whatever you are willing to sell it for and what another disinterested party is willing to pay; not a dollar more. The question now is How Do I Predict that Value? Can I look back … Continue reading
Posted in Free Tips, Real Estate
Tagged buy, buyer's market, free, free tips, home, houses, how to, real estate, real estate market, realtor, Sell, slow market, valuation, Value
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Is This a Buyer’s Market?
ShareTweet What, you may ask, IS a buyer’s market versus a seller’s market? A Buyer’s Market, simply put, happens when there is more inventory than there are buyers. That glut of housing drives supply up and demand down and puts … Continue reading
